Introduced when the LTA reduced to £1.00m on 6^th April 2016 for people who didn’t have primary protection and had pension benefits worth more than £1.00m

It gives members a protected LTA equal to the value of their benefits on 5^th April 2016, up to £1.25m

There is no deadline to apply

The biggest difference was that members were still able to accrue benefits within their pensions.

This protected benefits up to £1.5m and a PCLS of 25% of £1.8m

The rules are the same as individual protection 2014

It is worth the member applying for both individual and fixed protection so that they can have protection to £1.25m from the fixed protection and should they want to make contributions then individual protection will cover them up to £1.25m