If the member had primary protection and the pre A day PCLS was greater than £375,000, the amount of PCLS protected rose in line with the LTA as it rose to £1.8m.

Therefore they have an underpinned LTA of £1.8m until the LTA rises above this figure.

Frances had an entitlement to PCLS of £500,000 on 5 April 2006 and she registered for primary protection. When she draws her benefits in 2018/19, Frances’ entitlement to PCLS will be: